Marco Polo, Two Ideas, and the Seven Pairs of Clean Animals
Two Things
Marco Polo brought back from China two things he's not usually credited
with: a new idea, and a new species. The idea: the cheque. The
species: the Aardvark.
Banks: They Pissed People Off Then, Too
In Marco Polo's time, banking as we know it didn't exist in Europe. The
only function that people could imagine for a bank was being big and
strong and impregnable (kinda like a weightlifter boyfriend: tall and
steroidal and impotent) so that you didn't have to pay the expense
associated with being rich: protecting your money.
Think about it. There weren't any $24.95 per month burglar alarm systems
with free installation if you call now. If you wanted to keep thieves
away, you either arranged to kill them (guards), or made the money
fiendishly difficult to get at (hide it under the floorboards in an iron
box), or, better yet, both. But these cost. But there's no other
way of doing business, 'cos cash is it, baby. But you never
thought being rich would be so damned expensive. But even the banks you
have now meaning then, the ones that aren't much like the ones we have now
meaning now, charge you (well, maybe they are like the ones we have
now...bad example) an arm and a leg, or maybe just your daughter, to keep
your money in a big iron box under their floor and a few guards around it
just to make sure. But you still need to get at your money all the time
to pay your suppliers.
And this is where the good people of China came in, via good old Marco.
See, they invented the cheque. And then Marco found out about it. And
then he told folks at home about it. And then Europe went crazy
insane.
The Cheque: A Study in Usefulness
Think about it, Part Two. Though outmoded today by use of debit cards,
the cheque was an amazingly useful item -- especially in an economy
previously dominated by the use of cash. You keep your money safe at your
bank. You write the bank a little note saying that you want them to give
Jack Jack McJack here six hundred ducats for the cinnamon you're gonna
sell at a (reasonable, only reasonable) 50% markup. You give Jack that
note, and the bank takes six hundred little gold thingies from your pile
and puts it on Jack's. You're happy, 'cos you don't have to worry about
six hundred little gold thingies sitting underneath your floor, waiting to
be stole. Jack Jack McJack's happy, 'cos as soon as he gives that note to
the bank the money is his, just as if you'd given it to him in a sack with
a complimentary cookie on top. You're both happy, 'cos it's no use robbing
someone of a cheque, 'cos the bank's only gonna look at some little
rat-faced thief grinning nervously and insisting yeah, he's Jack Jack
McJack the cinnamon merchant, 'course he is, got a bowl of it right here
somewhere, and then they're gonna introduce him to the 13th-cent. version
of the Complaint Department, at which point the compost pile gets another
body. And the bank's happy, 'cos they've just invented the double-digit
service charge, and no one's gonna say a goddamned thing, they're
so grateful for cheques.
The Catch, Of Course
But all of this assumes one thing: that all your banking is done within
(figurative) shouting distance of your local bank. And if you're just a
local cinnamon merchant (not that there's anything wrong with that), you
don't need to worry about it. But if you're Jack Jack McJack the Ship
Owner, and your schedule takes you all 'round Europe, Africa and parts of
Asia carrying cinnamon or pigs or whatever hither and, more often, yon,
then you're not gonna have much use for a bank that does all its business
in just one city. And there aren't any banks yet that have branches all
'round the continent, 'cos there isn't any way of communicating between
them that would be much faster than simply taking them the big pile of
gold in the first place, at which point you might as well walk around at
midnight with a bell, and a candle, and a sign saying "Rob Me, Please."
And then you're back to the disadvantages of carrying cash, with the
special variation that now you've gotta worry about sea-based thieves,
more commonly known as pirates.
So the question is: how the hell do you carry large amounts of money
around safely from city to city, country to country, continent to
continent?
Introducing The Aardvark
Marco Polo also brought back seven cages, each of them eight feet long by
eight feed wide by four feet tall, covered with black cloth.
Aardvarks, of course. To be more accurate, seven breeding pairs of
Aardvarks.
Europe had never seen the likes of these things before. Even the Greeks
and Romans hadn't handed down badly-distorted rumours about long-nosed men
sixty feet tall who ate ants from the ground and tunneled under the ground
and talked.
Very quickly, though, they became the single most valuable thing you could
possibly possess.
A Commodity
In a way, it's only logical: money all depends on what your idea of money
is.
Think about it, Part Three: People decided a cheque was money, so hey
presto, it's money. And then people decided an Aardvark was money...so
hey presto, it's money.
But what good can an Aardvark be as money?
It's complicated, but it boils down to this: they're fabulously smart,
smarter than any person ever. (More on that later.) They travel well, as
long as you keep 'em fed. And they breed very very very slowly, so there
will only be a small number at any time, making them very very very rare
and therefore very very very valuable. No one knows what the hell they
are, 'cos only the well-educated and rich (vanishingly rare in that
combination at the time) even know of their existance.
Put it all together:
- you can cart 'em all around Europe;
- no one's gonna think to steal one, or know how to feed them if they do
(ants? who the hell eats ants?);
- and they're rare enough to be worth, oh, say a whole bank.
It was the perfect combination. And so it was, in the beginning of the
thirteenth century, that Europe began to be crisscrossed by Aardvark
caravans in a slow, slow, low-bandwidth version of electronic funds
transfers.
And Then, Disaster Struck
Bet you didn't know that the Bubonic Plague affects ants and termites,
too.
"And In Each Generation, The Plague Shall Fall Among Them"
It's hard to estimate now just how the ant and termite population of
Europe was affected by the Black Death. Understandably, people were more
concerned with how many people were dying, and where the hell they were
going to put them all, and whether you could buy any cinnamon for love or
money to wear in a nosegay to keep the contagion away, and when they dug
it was for yet more mass graves rather than to check and see how the ants
were getting along.
It's generally accepted now, though, that the population of Aardvarks,
which eat only ants and termites, fell from approximately two hundred and
fifty to less than a dozen. This is probably due in equal parts to the
(assumed) collapse in ant and termite populations, and to the death of
their "keepers." This gives us our only real clue to the (undeniably
secondary-in-importance) effect on Aardvark food.
More importantly, though, the collapse in Aardvark supply resulted in
incredible hyper-deflation -- at least as far as Aardvark
currency went; the supply of gold and silver was more or less
unaffected -- that would not be seen again until the last half of the
19th Century. Again, it's complicated, but it went something like
this: since there were so few Aardvarks around, there was a real loss
of (Aardvark) money available to buy stuff with, which in turn meant
that you couldn't very well ask for, say, two Aardvarks in payment for
whatever when your debtor, or anyone for six hundred miles around,
didn't have even one Aardvark to start with. That means less money
for you to pay your debts with. Add to that the fact that
Aardvarks became even more valuable because of that rarity, and
you had a perfect vicous circle. An Aardvark went from being
something you could carry across an ocean to pay for, say, a shipment
of valuable spieces from the Orient, to something that could buy you,
say, six or seven entire kingdoms and their accompanying
populations.
It's hard to overestimate the effect this had on Europe, and indeed the
history of all humanity, since then.
A Present-Day Example
Remember the Cold War? Remember the ever-gnawing fear that They were
gonna bomb us to smithereens and we'd all be left scrabbling through
radioactive rubble, fighting ten-foot cockroaches for the last Twinkie?
Remember how We were always fighting Them and They were Evil? Well,
ignoring the fact for the moment that They thought exactly the same thing
about us (hello the Sting believers), there were a couple of things that
worked against that.
One was the hotline. In an emergency, pick up the red phone. Wait. Talk
it out. Simple but brilliant.
The second was the continual exchange, negotiation about exchange,
agreements about exchange, and, again, actual exchange of Aardvarks.
It went like this. The Soviets, say, would tell the US that four
dissident ballerinas and a writer would be allowed to "escape" to the
West in exchange for three Aardvarks. There would be some negotiations,
and maybe the price would be beat down a bit, and then the exchange would
be made. A few months later, the US would tell the Soviets that the
frequencies for Radio Free Europe would be changed to ones more easily
jammed by the KGB or whoever in exchange for one Aardvark. There'd be
some dickering, maybe the US'd have to throw in a draft-dodger or
something, and then, again, the exchange would be made.
The brilliance in this is that because of the stupendously high value of
even one of these creatures -- currently, according to the best estimates
available, enough to buy, say, Microsoft -- and because both the
superpowers held high but almost perfectly equal breeding populations,
there were very few situations that couldn't be resolved with the exchange
of a sufficient number of Aardvarks. Regardless of what you may think of
Kennedy's character, for example, he was smart enough to give the Kruschev
two Aardvarks to mollify the humiliation of the Cuban missile crisis. Of
course, that may well have pissed off the CIA enough to make them
assasinate him. But he meant well, or at least he meant something.
And So, With Wings
This does skip over a lot of history, of course. No mention is made here
of the expansion and collapse of the British Empire, or of the London Zoo,
or the London Underground. Passed over in silence is Hitler's goal of
seizing all of Europe's, and eventually America's, Aardvarks. The
complex, ever-changing and shadowy relationship between Aardvarks and The
Conspiracy is a mere elision in this essay, too complex to be delved into
in a mere 12 kilobytes of HTML. But it does provide a bare conceptual
framework you can hang other beliefs on, one that will serve you better
than that provided by Normal culture.